BPAY is a payment service that primarily serves as an easy way for Australians to pay their bills via online banking. This financial conglomerate has been around since the 90s, and more than 120 Aussie financial institutions have integrated BPAY into their systems. Moreover, BPAY can be used with a range of banking accounts, including savings, check, debit card, and credit card accounts.
As BPAY is convenient and already in use by a vast number of Aussie gamblers, some casinos have taken note of this financial solution’s potential and offer BPAY-powered deposits to their customers. BPAY can only be used for casino deposits, however, making it mandatory for casino enthusiasts who make BPAY their preferred top-up method to use another financial solution for withdrawals. Despite this downside, BPAY is nonetheless a deposit method worth considering, as BPAY deposits are executed quickly, and the service itself is mobile-friendly.
Its close ties to Australia’s banking sector also make it incredibly secure, due to how banks tend to be some of the strictest and most diligent entities out there when it comes to the safety of user funds. BPAY itself is not privy to users’ personal details either, which is another example of this financial solution’s excellent security.
BPAY Summary | |
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Available in | Australia |
Website | www.bpay.com.au |
Connecting bank card/account to BPAY | Fees vary between banks |
Withdrawal balance from BPAY to your bank card/account | N/A |
Pay to online merchants | Fees vary between banks |
Available for deposit | Yes |
Available for withdrawal | No |
Usual deposit time in online casino | Up to 24 hours |
Usual withdrawal time from online casino | N/A |
Live chat | Varies between banks |
Telephone support | Varies between banks |
E-mail support | Varies between banks |
Cash App Registration Process
Setting up BPAY is a multi-step process, and it is crucial to point out that it requires you to have an online banking account with an Australian financial institution. If you have not yet set up online banking, you can create such an account in-person or undergo the set-up process via your bank’s website. Below, we will walk you through the necessary steps:
How BPAY Works
Using BPAY for Gambling Transactions
BPAY provides Aussie gamblers with a quick and easy way to top up their casino accounts. After one has successfully set up an online banking account and taken any extra steps required by their bank for them to be able to use BPAY, a given user will be ready to use this service so long as their casino is a valid BPAY biller. The deposit process involves going to the casino’s cashier, selecting BPAY, and initiating the transaction by using the casino’s BPAY Biller code, along with its Customer Reference Number (CRN).
Next, the given client must input their online banking details as instructed and specify how much money they wish to deposit. With that done, the player must then authorize the transfer, and wait for the transaction to be approved and processed. This can take up to 24 hours, in contrast to the instant processing times of digital wallets, bank cards, and other deposit methods. Most casinos are successful in finalizing the transaction far earlier than the aforementioned maximum, however.
Apart from its traditional services, it also bears mentioning that your bank might also offer BPAY View. This is an extra tool that, when enabled, will have you receive bills and statements to your online banking via SMS notifications, email, or bank messages. While this tool has no use when it comes to casino deposits, it does showcase how convenient BPAY can be even when online gambling is not factored in.
BPAY Gambling Transactions | |
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Supported transactions | Deposits |
Deposit pending time | Up to 24 hours |
Withdrawal pending time | N/A |
Additional security | Requires logging into one’s online banking account |
Advantages and Disadvantages of BPAY
For Aussie gamblers, BPAY stands out for its sheer convenience. BPAY is supported by a wide range of Australian banks, with users of over 120 financial institutions having the potential to access what BPAY has to offer. Ultimately, if you live in Australia, your bank is practically guaranteed to offer BPAY.
What is more, those who already have online banking enabled will not even need to go through any registration steps or other hoops in order to utilize this financial solution. This is a major advantage when we compare BPAY to digital wallets and other conventional means of depositing into a casino account.
BPAY casino deposits also serve as a major perk. Namely, plenty of casino enthusiasts will appreciate how depositing via BPAY is a swift process, with most casinos taking less than 24 hours to approve tra transfer. This is something absolutely crucial when it comes to top up solutions.
Nonetheless, there are some aspects of BPAY that could make you reconsider if you were planning on using it for online gaming. First and foremost, this is not a fee-free deposit solution. Plenty of banks will charge their users for utilizing BPAY when they pay their bills and, consequently, for depositing into casino accounts as well, which is a caveat some payment methods like prepaid cards, for example, do not suffer from.
Then there is also the fact that if you do not have an account with an Australian bank, you will not have access to the BPAY service. While Aussie clients can use BPAY if they go overseas, an Australian online banking account is still mandatory. We should also point out that even those who do have access to BPAY might be unlucky in finding an Australian BPAY casino that fits their preferences, as its availability is somewhat limited at gaming websites and apps.
Finally, even if you do take to using BPAY for casino deposits, you will not be able to pick this service when you go to your casino’s withdrawal section. Instead, you will need to choose between other cashout methods, and most casinos will usually have you withdraw via bank transfer which comes with its own slew of downsides. Namely, it can take a while, up to seven days, for the money to be transferred to your bank account. This also entails using your bank details which, for many, will be an uncomfortable process despite the secure nature of such transactions.
BPAY Transaction Fees
Although it can often be tempting to quickly top up one’s brand new casino account with a given payment solution, gambling aficionados are encouraged to first learn about the possible costs that might be associated with their transactions. Thankfully, BPAY is a relatively cost-effective way of making casino deposits. We should point out, however, that there are Australian banks that will charge you for BPAY payments, and this may include the transactions you undertake when you top up your iGaming balance via BPAY. The fees in question will vary depending on the specific financial institution. Online banking accounts themselves might also involve other types of costs, with maintenance fees being something you could potentially need to pay.
Apart from fees imposed by your bank, you are unlikely to run into costs charged by your casino. In general, most Aussie-friendly gaming websites and apps do not force clients to pay anything when they top up their accounts. When it comes to withdrawals, BPAY is not a service that can be utilized by gamblers. Cashing out via another payment solution, however, will usually not result in the gambler incurring fees from their casino.
BPAY Fees | |
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Gambling deposit fee | Varies between banks |
Gambling withdrawal fee | N/A |
Bank account deposit fee | N/A |
Bank account withdrawal fee | N/A |
Credit/debit card deposit fee | N/A |
Credit/debit card withdrawal fee | N/A |
Maintenance fee | Varies between banks |
Processing Times with BPAY
As established, BPAY currently serves as a banking solution that may only be utilized for casino deposits. The said transactions tend to be finalized within 24 hours. Although this might sound alarming at first, in practice, the vast majority of casinos succeed in processing BPAY deposits in far less time. This is something gambling enthusiasts will be pleased to hear, as most casino mavens wish to be able to start playing with their funds as soon as possible after they top up their account.
As for what happens when you need to cash out your winnings from your account, the casino will provide you with an alternative payment solution. As gambling websites typically pick bank transfers for this purpose, you might be looking at roughly a week before your money is transferred to your bank account.
BPAY Processing Time | |
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Gambling deposit time | Up to 24 hours |
Gambling withdrawal time | N/A |
Bank account deposit time | N/A |
Bank account withdrawal time | N/A |
Credit/debit card deposit time | N/A |
Credit/debit card withdrawal time | N/A |
Mobile Payments with BPAY
Using BPAY on mobile is not something that will pose a challenge. First and foremost, there is a very high chance that the bank through which you use BPAY will offer its own stand-alone application. Aussie banks also make sure to include a dedicated app for both iOS smartphones and Android devices. Of course, most also allow their users to login and manage their accounts through mobile browsing.
For casino transactions in particular, you will not run into any issues in terms of mobile deposits so long as your casino itself is available on smartphones. Although it is not quite as common for online casinos to offer applications that can be downloaded and installed on a smartphone, operators that target Aussie gamblers are practically guaranteed to have a casino website that is mobile-friendly.
BPAY Mobile Payments | |
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Apple pay | No |
Google pay | No |
Security at BPAY Online Casinos
If you are looking for a secure deposit method, you cannot go wrong with picking BPAY. This is a payment solution tied to your online banking, which means that it is subject to the same security measures your bank takes in order to ensure your financial safety. This includes the utilization of robust Secure Socket Layer (SSL) encryption and firewall technology, along with the employment of account locks that are activated automatically once someone has failed to log into their account after a given number of consecutive times.
Banks are also diligent in monitoring transactions in order to catch suspicious activity and prevent transactions not authorized by the account owner. In addition, we should mention that plenty of Australian banking institutions require users to utilize two-factor authentication, either when logging in, while trying to initiate transactions, and more. Many banks also support biometric login, which allows clients to use their fingerprints or Face ID to access their online banking apps. Despite its utilization by financial institutions, however, you can rest assured BPAY itself will not have access to your personal data or your account details whenever you make a deposit.
Another factor to take into consideration is the security of BPAY casinos themselves. Most, like banks, use the reliability of SSL encryption to keep customer data secure. What is more, there are many BPAY-friendly casino websites that have also opted for 2FA as a way of protecting players. Last but certainly not least, another factor that can give you peace of mind in terms of a casino’s reliability is its licensing, and the casinos that accept BPAY transfers tend to be regulated.
BPAY Security | |
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Passcode | Yes |
Fingerprint | Yes |
FaceID | Yes |
Two-factor authentication | Yes |
Trusted devices | Yes |
IP Restrictions | No |
BPAY Alternatives
BPAY has plenty of merits that make it a fantastic payment solution for Aussie gamblers, but its disadvantages will, without a doubt, have some users seeking other options. One of its main issues has to do with the fact that banks will attach fees to transactions, which could be a problem for some users. In addition, this payment solution is exclusive to gambling devotees who reside in Australia. Gaming enthusiasts in other countries will not be able to use it for transfers, which is why going for alternatives will be a necessity. Thankfully, there are plenty of financial solutions that work well for casinos, and you can check out any of the options below in case they catch your fancy.
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Bank Transfer
Bank transfers are a classic way of topping up one’s casino account. This method is known for being reliable and quite widespread at online casinos, making it an appealing option for gambling mavens who just wish to use something that works. In addition, one of its best characteristics has to do with how it is possible to cash out money via bank transfers. This means that a given user will simply be able to use bank transfer for any casino transactions, whether we are talking about cashouts or deposits. Another perk associated with bank transfers is the fact that you do not need to set up a new account with a digital wallet or another payment service.
There are two significant downsides to going with bank transfer, however. While banks tend to have some of the most robust security measures, plenty of casino devotees will not be comfortable with using their bank account information at remote casinos. What is more, depositing via bank transfer is not an instant process, in contrast to most other payment solutions. In fact, players might find themselves waiting between 1 and 3 business days for the money to reach their casino balance. Withdrawals are even slower, with some transactions taking as long as 7 days.
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Skrill
As far as digital wallets are concerned, few can boast the sheer popularity of Skrill. In general, you will not find it easy to run across a casino that does not support Skrill casino deposits. This payment solution is often included among a gaming website or app’s withdrawal solutions as well, which is another point in its favor.
Registering for a Skrill account is easy as pie, although you should remember to take note of the potential fees involved. Deposits and withdrawals associated with Skrill accounts are subject to fees, and there is also a dormancy cost to avoid if you believe you might go a long time without using your account.
One major caveat that should not go undressed is the fact that some casinos go out of their way to exclude clients who deposit via Skrill from certain bonuses. This typically involves promotions aimed at new users, and the reason usually has to do with the casino wanting to deter users from abusing welcome bonuses. The unfortunate consequence of this is that regular players also suffer from this measure, so do read your casino’s promotion terms and conditions very carefully before you decide to make Skrill your deposit method of choice.
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Visa
Like bank transfer, bank cards tend to be one of the most flexible banking methods one can go for for casino gaming, and Visa is among the most popular options out there. Visa has a rich history in both casino banking and the world of finance in general, and the vast majority of netizens are more than familiar with how Visa cards work online. Even better, they work for deposits and withdrawals alike, making Visa cards a jack-of-all-trades payment method that will easily appeal to gambling enthusiasts.
The only real downside that Visa cards have is how one needs to use their bank card’s information whenever they wish to deposit or cash out funds. As secure as it may be, lots of netizens prefer to keep their bank card information away from their casino account and go for less direct methods like digital wallets or prepaid solutions. If this aspect of VISA cards does not bother you, however, they will prove to be a payment solution you can always trust whenever you wish to play games of chance.
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Paysafecard
There are few banking solutions that can boast the convenience that prepaid cards provide in terms of deposits. Paysafecard, in particular, simply allows you to purchase a gift card, use the code that comes with it, and within seconds or minutes at most, the money appears in your casino account.
Paysafecard is also unique in the sense that the company behind Paysafecard gift cards now offers a digital wallet-like service. Its main merit is its suitability for casino withdrawals, which means that casino enthusiasts can choose Paysafecard for all casino-related transactions.
However, it is important to point out that myPaysafe™, as the service is called, is not nearly as popular at remote casinos as ordinary deposit-exclusive Paysafecard transactions. The number of casinos that include myPaysafe™ in their cashiers is relatively low at the time of writing, so casino devotees might still need to resort to utilizing other payment solutions for withdrawals. More often than not, one will be able to withdraw via bank transfer if they had deposited through Paysafecard, which can also be a problem given how slow bank transfer withdrawals are.
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Apple Pay
When it comes to mobile-based payment methods, Apple Pay is among the most popular options out there, and it is suitable for plenty of transactions, including ones that have to do with casino gaming. The Wallet app, which is what users need to utilize in order to take advantage of Apple Pay, comes pre-installed with one’s iOS device, which makes the service easy to set up. All one needs to do is go to their Wallet and add a bank card, and that is pretty much it. This process serves as another major perk of Apple Pay.
As for potential drawbacks, there is the fact that, unlike its competitor, Google Pay, Apple Pay is exclusive to its company’s software and devices. The Wallet App itself can only be downloaded from the iOS App Store, while Google Pay users are free to install this Google-powered app from either Google Play or Apple’s App Store. In addition, while Apple Pay is fairly popular outside the iGaming sphere, there are plenty of online casinos that are yet to start accepting Apple Pay as a viable deposit solution. Moreover, even those that do support Apple Pay deposits seldom allow casino devotees the opportunity to make withdrawal requests via Apple Pay.
Casino Games with BPAY
There is a lot that goes into making an online casino worthy of the attention of gambling aficionados, but the roster of games is something operators tend to pay special attention to. After all, the very reason gambling enthusiasts turn to remote casinos is to enjoy entertaining games of chance.
Thankfully, casino enthusiasts who turn to BPAY when they gamble on the web will not find themselves facing a shortage of titles to play. Pretty much all iGaming websites and applications that support BPAY transactions have partnered with a plethora of renowned software developers, ensuring that there are hundreds of games on offer.
Slots with BPAY
Slots often act as the poster child of online gambling, with most remote casinos opting to ensure that their libraries are full of a vast range of top-notch slot titles. This ensures that clients can choose between various games until they find something that catches their fancy. Moreover, it also means that casino enthusiasts will have the opportunity to enjoy a number of bonus features, including but not limited to free spins, roaming wilds, respins, and more. If you would like to get an idea of the types of titles that will contribute towards entertaining gambling sessions, feel free to check out the slots below.
Valley of the Gods
Valley of the Gods is an Egypt-inspired slot courtesy of Yggdrasil. There are 3,125 win lines in total, and the only requirement for a valid win is for three or more identical symbols to land on subsequent reels, starting from the first one. The game has an RTP of 96.2%, and its layout is unique, seeing as although it has the capacity to expand to a 5×4 grid, players start out with twelve locked positions. Each time one scores a winning combination, the positions adjacent to the winning icons are unlocked, and a respin is triggered. In addition to this mechanic, players will also be treated to multipliers.
Aztec Magic Deluxe
BGaming’s Aztec Magic Deluxe is quite popular among gambling devotees who gamble on the web. The slot boasts polished graphics and a theme that will appeal to gamblers who enjoy artwork and music inspired by Aztec culture. It has a conventional five-reel structure, along with several bonus mechanics that will make playing quite thrilling. The first one is tied to the base game, and it becomes available whenever a winning spin occurs. This mechanic is dubbed “Gamble,” and the goal is to guess the correct color or suit of a playing card. If your guess is correct, your winnings will be doubled or quadrupled. If you lose, on the other hand, you lose your winnings. Apart from the gamble mechanic, players can also encounter free spins and Wilds that substitute for paying icons.
The Twin Wins Mystery
Mancala Gaming is a studio known for its slots’ stunning visuals, creative theming, and excellent sound design. The Twin Wins Mystery is yet another example of the developer’s prowess, and as players spin the reels, they witness a fascinating story unfold while a range of bonus mechanics contribute toward their winnings. If you decide to give The Twin Wins Mystery a try, you will have the chance to win up to 100 free spins, luck out on stacked symbols, or encounter the Voodoo Doll mechanic that can apply an impressive multiplier to your winnings. The user interface of this beautiful slot is also excellent, as it is both convenient and allows players to set loss limits and win limits whenever they wish to enable Autoplay.
Live Dealer Games with BPAY
One of the main perks of online casinos is the opportunity to enjoy a gameplay experience not unlike that of a brick-and-mortar casino establishment. The chance to play casino classics live is something that many gamblers consider to be of great value, after all. This is why it comes as no surprise that most operators that have integrated BPAY into their casino’s cashiers have made sure that their libraries are more than well-equipped to cater to such players.
The games that remote casinos tend to feature in their live dealer lobbies typically include classics like blackjack, roulette, and baccarat. Poker is also popular, as are lobbies that offer unique game shows. Last but not least, we cannot neglect to mention that games like Sic Bo, Andar Bahar, and other titles popular in Asia are also available on casinos websites and apps that cater to an Aussie audience.
Gravity Blackjack
Beter Live’s Gravity Blackjack is an interesting spin on the ever-popular casino classic that is blackjack. The gameplay involves the players being able to perform the usual actions like hit, stand, double down, and the like. Side bets are also a part of the gaming experience, with the first option players could go for being Perfect Pairs, where one is rewarded if the first cards they are dealt with are a pair. Next, we have the 21+3 wager, which is a 3-card poker hand side bet. One may also choose to wager that the dealer is going to bust. The final side bet is dubbed Lucky Ladies. If a player chooses to place such a wager, winning is a matter of being dealt a hand with a Queen or a hand that has a value of 20. The game has a 99.29% RTP.
Live Baccarat
Swintt is a somewhat newer developer in the realm of online casino gaming. The MGA-licensed software supplier was established in 2019, and its product range comprises many audited slots and live dealer games. Live Baccarat is one of the developer’s core offerings in terms of live dealer lobbies, and it features an immersive view of the provider’s studio and the gaming table in particular, along with a comfortable user interface. The game itself is subject to classic baccarat rules, and both ordinary bets and side bets are included as available options. If you decide to give this title a go, you will find it to be suitable for your gameplay style regardless of whether you enjoy placing modest bets or are a high roller, thanks to the bets ranging between $1 and $2,500.
Live Roulette
Live Roulette is an Atmosfera game that is available in both Russian and English. It is played with a lone zero, and it has an RTP of 97.3%. As is to be expected of an Atmosfera lobby, the interface is user-friendly, and we have not experienced any hiccups when it comes to the game’s video feed. Gamblers on the go will also be pleased to find that the game is suitable for both desktop computers and for the displays of mobile devices. The bet selection is in line with European roulette games, with players having the opportunity to place straight up bets, street bets, and the like. French bets like orphelins and neighbors are also available.
Blackjack with BPAY
Blackjack is one of the oldest and most popular casino games out there, and BPAY-friendly casinos are not ones to neglect this casino classic. Many will include a variety of blackjack titles in their catalogs, the developers of which have often decided to add some bells and whistles that contribute toward unique gameplay. The vast majority of blackjack titles boast the low house edge characteristic of blackjack, and the gameplay also tends to be quite straightforward and easy to get the hang of. BPAY users are unlikely to run into a virtual blackjack title that does not do this fascinating game justice, and below are some of the games that we found to be particularly impressive.
Blackjack Lucky 7
Powered by Evoplay Entertainment, this title will have you feeling like you are sitting at the blackjack table of a land-based casino establishment. Its graphics are crisp, and the user interface’s layout has been designed with care. Jazz music plays in the background, and the sound design of the casino chips and the cards contribute toward the immersion factor of this top-notch title. Playing is achieved easily as Blackjack Lucky 7 gives the players the control to hit, stand, double, or split their hand when possible, and you can start playing with up to three separate hands. The standard 21 rules apply, but the game also comes with the addition of the Lucky Sevens Bonus, where lucking out on three sevens in the same hand results in the granting of a bonus worth 1.5 times the initial bet.
Blackjack Multihand Pro
This blackjack title has been developed by the well-known software supplier BGaming. This provider is known for how polished all of its slots games are, and this level of quality is certainly present in its other products, Blackjack Multihand Pro included. As its name suggests, this game allows for playing multiple hands at the same time, although there is an upper limit of three hands. It has an RTP of 99.4%, a convenient UI, and if you prefer to place the same types of bets each time, you can always choose the “Rebet” option after a game. Blackjack Multihand Pro also boasts a Bonus Bet, where the player wagers on whether the first card of a given hand is a Jack. If so, the bonus bet is won. Another option is the first two cards of a hand being Jacks.
American Blackjack
American Blackjack by Nucleus Gaming is a gorgeous title that certainly boasts the charm of a traditional blackjack table. A major point in favor of this game’s immersion factor is given thanks to the ambient sounds that accompanied the game’s soundtrack, giving players the impression that they are sitting at a retail casino. In addition to the typical hit, stand, double down, and split actions, players will also be given the opportunity to enable insurance if the dealer lands an Ace or a 10. Insurance costs half the initial bet, and if the dealer lands a Blackjack, it pays 2 to 1. The game also stands out as being particularly suitable for players who are new to blackjack, seeing as a prompt will pop up if one decides to Hit while their hand is a high number like 17 or above. Experienced players can choose to disable this, but newbies could keep it on in case they would like extra time to think on their future moves.
Roulette with BPAY
If you are new to casino gaming and looking to try one of the staples, there is no better place to start than roulette and its variants. Winning while playing this table game is essentially tied to pure rng, so you will not need to worry about memorizing rules or keeping track of complicated gameplay. Instead, you can simply place your bets and enjoy the thrill of watching the wheel spin. Best of all, everything we just described applies to both the roulette tables of retail gambling establishments, and the plethora of virtual titles that adorn the catalogs of remote casinos.
French Roulette
BGaming is a force to be reckoned with in the iGaming sphere. From slots to blackjack, roulette, and baccarat, its roster will appeal to a wide variety of players, and French Roulette is one of its most entertaining roulette titles. Launched in 2016, French Roulette can be a staple of any casino looking to expand its library to include roulette gameplay. The title boasts an RTP of 97.30%, and despite its age, its graphics certainly hold up quite well. French Roulette’s bet range is excellent, giving casino players all the options they would need in order to enjoy exciting gaming sessions. This includes straight bets, splits, street bets, high/low bets, column bets, and a plenty of call wagers.
European Roulette
BetSoft is a prominent name in the remote gaming industry, with a library spanning a wide range of casino titles. Among them are various table games, and European Roulette is certainly one of the games worthy of player attention. Its visuals mimic a real roulette table, and the animations of the gaming layout are polished. As for the types of bets on offer, users can freely wager on street bets, odds/evens, column bets, and more. The minimum size of a bet is €1, while players can wager €50 at most per spin. This makes European Roulette suitable for players on a budget, and it will also serve as an entertaining game for those who prefer to be a bit bold with how they use their bankroll. High-rollers might need to look for other roulette titles, however.
Gold Roulette
Gold Roulette is a title courtesy of the software supplier Wazdan. Its graphics are somewhat unconventional, giving players a bird’s eye view of the table, as opposed to the more realistic perspective most games aim for. This alone is a clear showcase that Gold Roulette is not your typical roulette title, and this is further emphasized by the title’s gamble mini-game.
Each time the outcome of a bet is in your favor, you are given the opportunity to put your winnings at stake for the chance to double them. Of course, this move is also risky, and losing the gamble game will mean losing the wagered amount as well. As for the gameplay, this mini-game simply has the player guess the color of a randomly selected playing card. Of course, none of this comes at the expense of the classic roulette gameplay. Bet types, like straight bets, zeros, red/black bets, orphelins, and more, are all included in the base game.